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Loan Products ccccccccccccccc

Auto and Truck Loans
Boat, Motorcycle & RV Loans

Mortgage Loans
CCCU VISA Platinum Credit Card
Unsecured Loans (Signature | Line of Credit | Overdraft Line of Credit)


At Central Communications Credit Union, we provide more than just great rates...we provide service.


Auto and Truck Loans*
Boat, Motorcycle & RV Loans*

Let CCCU help you find the right vehicle that fits your budget. If you don’t know up to how much you can afford, CCCU can pre-approve your loan and take the guess out of car shopping. Even if you’re not yet a member, we can pre-approve your loan.

Enjoying life can now be easy with a low rate CCCU Boat or a Motorcycle Loan.* CCCU offers our members personalized service, fast approval and the best rates available for boat & Motorcycle loans.

  • 100% financing available, often including extended warranties, after market items, and even sales tax.*
  • Up to 84 Mo. term on new and used*
  • Payment Protection available

*Some restrictions may apply. Subject to credit approval and other parameters established by CCCU. Your interest rate will be determined based on your credit score. Rates are subject to change without notice.

Apply Now


Mortgage Loans
It’s good to know there’s a steady, reliable lender available with competitive rates and speedy approvals. CCCU has helped many people achieve the dream of home ownership, with programs designed to keep costs as low as possible. You can enjoy prompt, efficient service with one-on-one support every step of the way.
Choose a fixed or adjustable rate, and take advantage of these great benefits:

  • No pre-payment penalties
  • Easy payment options
  • Purchase and refinance options
  • Competitive rates and minimal fees
  • Free pre-approvals so you can shop for your mortgage knowing that you can afford the home.

Products please contact a Mortgage Specialist at 1-866-533-1727 or by accessing our Mortgage Center for more information regarding First Mortgage products.

Fixed Rate Home Equity Loans*
Consolidating high interest debt? Paying college tuition costs? Planning that home improvement?  Your home is your greatest asset!

  • $5000 up to $50,000
  • Get the entire amount of the loan at closing
  • Low closing cost
  • Payment Protection available

Home Equity Line of Credit (HELOC)*

  • Variable Home Equity Rates tied to prime & subject to change semi annually
  • No interest charges until the credit line is accessed
  • HE line accessed by check or request thru a CCCU loan officer
  • 5 year draw period
  • Up to $50,000
  • Payment protection available

*Some restrictions may apply. Subject to credit approval and other parameters established by CCCU. Your interest rate will be determined based on your credit score. Rates are subject to change without notice.

To apply, login to CU Online, or to print an application click here.


CCCU VISA Platinum Credit Card*
Central Communications Credit Union Credit cards offer low, competitive rates, with great benefits. Credit cards through Central Communications Credit Union, make it easier than ever to transfer balances from higher rate cards, and for those who need to establish credit or rebuild their credit score.

  • VISA Platinum Credit Card
  • Share Secured VISA Platinum card gives you the opportunity to establish credit or rebuild your credit score. Minimum secured amount of $500.
  • No annual fee
  • No minimum finance charge
  • A full 25-day grace period
  • Optional Debt Protection
  • Travel Accident Insurance

Credit Card Services 24/7: 866-820-3885 | Credit Card Activation: 800-631-3197
Apply Now! (Loanliner Application for download) Disclosure

*Annual Percentage Rates (APRs). Based on income and creditworthiness. The APR will vary with the market based on the Prime Rate. 25-grace period applies if the total new balance is paid in full by the due date very billing period. If not paid in full, there is no grace period.

 

Unsecured Loans


Signature Loan*
With a CCCU Signature Loan we make borrowing easy, whether it’s a need or just a dream you have in mind, CCCU is there to help you.

  • Best interest rates guaranteed
  • Fast processing
  • Payment Protection Available

Apply now!

*Some restrictions may apply. Subject to credit approval and other parameters established by CCCU. Your interest rate will be determined based on your credit score. Rates are subject to change without notice.

 

Line of Credit*
Write yourself a loan anytime with CCCU personal line of credit. Use the funds for all kinds of purposes, including overdraft protection, personal expenses or a vacation.

  • Easy accessibility of funds
  • Credit Limit $500 to $10,000, in $500 increments.
  • Low interest rate; monthly payments as low as $35.00.
  • Flexible repayment rates and terms. Online payment is available through Online Access.

Apply now!

*Some restrictions may apply. Subject to credit approval and other parameters established by CCCU. Your interest rate will be determined based on your credit score. Rates are subject to change without notice.

 

Overdraft Line of Credit*
Add automatic Overdraft Line of Credit to your checking account

  • Write yourself a loan up to your credit limit, which can be from $500 to $10,000, in $500 increments.
  • Low interest rate; monthly payments as low as $35.00.
  • Flexible repayment rates and terms. Online payment is available through Online Access.

*No required minimum advances. Only the exact amount overdrawn or requested is taken from the line of credit. Some restrictions may apply. Subject to credit approval and other parameters established by CCCU. Your interest rate will be determined based on your credit score. Rates are subject to change without notice.

 

Payment Protection
Help play it safe!  Thinking about taking out a loan?  It can be a financial gamble because…life happens. Payment Protection is a voluntary loan-payment protection product that helps preserve your family’s standard of living.

  • Loss of life, including those caused by acts of war;
  • Disability, including those caused by acts of war
  • Involuntary unemployment

Contact a loan officer and ask about protecting your loans, today!

 

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