Privacy Policy
Central Communications Credit Union is owned by its members and run by the board
of directors you elect. You can be confident that your financial
privacy is a top priority of this credit union. We are required
by law to give you this privacy notice to explain how we collect,
use and safeguard your personal financial information.
We are committed to providing you with competitive
products and services to meet your financial needs, which necessitates
that we share information about you to complete your transactions
and to provide you with certain financial opportunities. In order
to do so, we have entered into agreements with other companies
that provide either services to us or additional financial products
for you to consider. Under these arrangements, we may disclose
all of the information we collect, as described below, to companies
that perform marketing or other services on our behalf or to other
financial institutions with whom we have joint marketing agreements.
To protect our members’ privacy, we only work with companies
that agree to maintain strong confidentiality protections and
limit the use of information we provide. We do not permit these
companies to sell to other third parties the information we provide
to them.
Information We Collect and Disclose About
You
We collect and may disclose nonpublic personal information
about your from the following sources:
-
Information we receive from you on membership
and loan applications and other forms;
-
Information about your transactions with us
or others;
-
Information we receive from a consumer reporting
agency;
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Information obtained when verifying the information
you provide on an application or other forms, such as from your
current or past employers or from other institutions where you
conduct financial transactions.
We may also disclose information we collect about
you under other circumstances as permitted or required by law.
These disclosures typically include information to process transactions
on your behalf, conduct the operations of our credit union, and
follow your instructions as you authorize, or protect the security
of our financial records.
Disclosure of Information About Former
Members
If you terminate your membership with the Central Communications Credit Union, we will not share information we have collected
about you, except as permitted or required by law.
How We Protect Your Information
We restrict access to nonpublic personal information
about you to those employees who have a specific business purpose
in utilizing your data. Our employees are trained in the importance
of maintaining confidentiality and member privacy. We maintain physical,
electronic and procedural safeguards that comply with federal regulations
and leading industry practices to safeguard your non-public personal
information.
Web Linking
When you link to a web site not operated by the credit
union, the credit union does not represent and is not responsible
for the content of the alternate web site. Privacy and security
policies may also differ from those practiced by the credit union. |